Mutual Funds (UA-220086359-1)

Success – Total Money Makeover By Prof Subin

1. Stop Living In Denial:
Health – Good Food
Alcohol – 2 peg is ok, But later it will be a routine.
Enjoy Life – Bills get accumulated, then debt increases.
Accept This Reality.

2. Create an Emergency Fund:
Minimum $1000 must be there, if alone.
If you have got married – $1500
1st Baby + Husband + Wife = $2500
1st Baby + 2nd Baby + Husband + Wife = $4000

3. Use Debt Smaller:
Save 10%/Month, if you are below the age of 30 years
Save 15%/Month, if you are below the age of 40 years
Save 20%/Month, if you are below the age of 50 years

4. Snowball The Debt:
Calculate the Debt.
Example : To Pay Friend = $ 2,000
Mobile Loans = $ 3,000
Car Loans = $ 5,000
Home Loans = $ 20,000.

First have a Recurring Deposit of $500/Month, $500 x 4 = 2000.Pay off Friends Loan.

Then you get promotion and salary increases to $1000.
Save $1000/Month For 1 Year. $1000 x 12 = $12,000
Pay off, Mobile Loans and Car Loans.

Another Promotion and salary increased to $2000
$2000/Month X 12 = $24,000

5. 3 Month Runway Fund [Living fund x 3 times = Runway Fund].

Total Saving is $4000. But, No Debt To Pay. Now start investing.

Your Salary =$5000
Your Household Expenses = $2000
Emergency Fund = $1000
Balance = $2000

3 Month Runway Fund = $5000 x 3 = 15,000

$ 1500/Month X 12 in Recurring Deposits = $18,000 [Runway Fund,Initial]

$500 X 12 invested in Mutual funds = $6,250 [$250 Gain]
$18000 + $ 6,250 = $24,250.

6. Increase it to Runway Fund For 12 Months.
In Hand Runway Fund = $24,250
Required Runway Fund = $5,000 x 12 = 60,000
Salary Appreciated = $ 1000.

Runway Fund Balance = $36,000
$2500/Month X 12 = $30,000

$500/Month X 12, Invested In Mutual Funds = $6,250

Runway Funds For 12 Months Achieved More Than $60,000.

Long Term Gain Must Be Gained Through Short Term Sacrifices.

7. Start Investing :

Invest $3000/Month X 12 x 5 years in Mutual funds
Return will be $265,000

This is how you Can Achieve Financial Success.

We Can Help You Achieve Debt Free:-

Contact :

Prof Subin : 7000188030 [Whatsapp]
Email Id: greatsubin2018@gmail.com

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