Mutual Funds (UA-220086359-1)

From Here To Financial Happiness – Jonathan Clement.

1. Please Everyone Must Not Have A credit Card and the interest you pay will balloon to 20% Per Annum.

2..Prepare a “Safety Net” Of about 1 year Salary in your Bank. If You are a Professional, it’s very difficult to get new job very fast, for this you must have 3 Years Salary saved in your bank, as ” Safety Net”.

3. Calculate the cost of expenses done every month. You will know how much emergency fund you require.

4. Control dining outside, liquor party, and entertainment expenses, but concentrate on the emergency fund to be created , which can be deposited in liquid funds.

For funds, we can help you to save by just sending your name, mobile number to 7000188030 or email me at: greatsubin2018@gmail.com.

5. Create a habit of saving in different account for different purposes. For ex: you bought a activa for Rs. 90000 from the showroom. Within 3 years, 50% will be wiped off as depreciation. You activa will be valued at Rs. 45000 after 3 years. You have to go for second hand activa with just Rs. 50000 will be fair. Pay Rs. 5000 (split for Emi you pay Rs. 2500/month + Rs. 2500/month you pay for saving for activa you are going to buy next). After selling at least you will be getting Rs. 25000 within 2 years.

6. Drugs like coffee, cigarettes, alcohol must be curbed to an extent of no expense mode. Even dining out is getting costly.

7. Change your habits to save even Rs. 100 from cigarettes, everytime.

8. Insurance policy must be necessary to keep as protextion mode. All insurance policies are not required.

Whatever policies are required, you can whatsapp at 7000188030, with name, mobile number and we can get you the best policies at low cost.

9. Balance all the money will be invested in various funds which can provide you cushion in future.

10. Buy a second hand car with good insurance and mileage, this will provide you gain of depreciation, which will bring the new car to half the price. Save on that.

11. Money must be invested in shares, which can give you return of 10% min. This will make your money double within 8 years.

For great Shares, you can whatsapp me on 7000188030, with name and mobile number. We will contact you and create a high yielding portfolio.

12. Manage your cash on day-to-day basis by looking at offers, rewards with debit cards, etc.

13. Every month spend your money according to the budget, income v/s expenses. Expenses must be controlled properly, to keep money for investments.

14. You must be the owner of the company by getting more shares and will provide you dividend for your quarterly expenses.

15. Shares must not be sold anytime but keep on compounding, will give you more return. All requirement must be adjusted through emergency funds.

16. Planning for your retirement will be done through Public provident fund and other retirement schemes.

17. Planning for retirement – you must enhance your skills like piano, tabla, guitar, or even writing. This course must be started now, better keep it for retiremwnt. This is an passive income too.

18. If you are a Govt. Servant, you have to use capital from taxed income and create a buzz in the name of your wife. Then you can save taxes up-to 50%.

For more, you can Whatsapp me on 7000188030, with name, mobile number, etc.

19. Save money and keep it for compounding, which will surely make you a millionaire, one day.